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    • What we offer
      • Schemes we support
        • icare workers insurance (NSW)
        • icare Insurance for NSW
        • WorkSafe Victoria
        • ReturnToWorkSA
        • National Self-Insurance
        • Federal Self-Insurance
      • Our specialist services
        • Workers compensation
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        • Government
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        • Industry based solutions
        • Accident & Health
        • What to do if you have an accident & health complaint
    • Mutual Benefits
      • EML Offers
        • JobFit System - Online Job Task Database
        • HSE Global - Global Safety Index (GSI)
        • HSE Global - Mental Health Index (MHI)
        • Kineo - Online Training Solutions
        • HSE Global - Mental Health and Safety Leadership Training
        • HSE Global - Consulting and Advisory Service
        • EML Offers Terms & Conditions
        • Offer Providers
        • Nth°Degree – Onsite and/or Customised Training
        • Nth°Degree – Personalised 1 on 1 Coaching for RTW Coordinators
        • Longitude6 - workplace technologies and consulting
        • FactorC - building a mentally healthy workplace
      • Employer training program
        • Cancellation Policy - Training Courses
      • EMlearning
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        • EMlearning administrator resources
      • EMsafe
        • Register for EMsafe
      • EMhealth
        • Register for EMhealth
    • Resources
      • Improving your mental health through exercise
      • Am I being a bully?
      • Why workplace injuries happen at good companies
      • Having the conversation – when your employees’ behaviour needs to be addressed
      • Attacked at work – how should I feel afterwards?
      • Emotional Intelligence at work
      • 5 reasons your employees don’t care about safety
      • Case conferencing a psych injury
      • Tips for safe and hassle free Christmas parties
      • Keeping up with your New Year's Resolutions
      • Taking care in the heat
      • Apps for wellbeing
      • Should I get help? When stress and anxiety just won’t seem to go away
      • NSW support services - for you and your family
      • Work it out - PTSD & emergency services
      • Benefits of exercise in supporting PTSD
      • First Appointment videos
      • Delivering leading treatments for PTSD in emergency services
      • Gauging mental health in the workplace - it starts at the top
      • Focus on making Police career transition easier
      • Claims tool innovation trial: PACE project
      • Getting in early
      • On the move
      • Face to face support
      • 500,000 kilometres and counting
      • Caring for carers
      • Cost effective training
      • Value adding with EMlearning
      • Savings for YMCA
      • Change for the better
      • Tailored to your needs
      • Focus on wellness
      • Safety first
      • Mature Work Matters
      • Owning your injury – Chris and Robyn’s story
      • Seriously injured: Jed and Cheryl’s story
      • Managing mental health: Tom Boyd shares his story
      • Sight unseen
      • Back on Track
      • Star Recovery
      • Mental Health
      • PTSD guidelines
      • PTSD in Emergency Services
      • Summit Risk Management Tool
      • (Mis)behave with Dave
      • Recovery after Trauma Guides
      • PTSD expert guidelines: a clinicians summary
      • 5 ways to get you moving at work
      • A Firefighter’s Career Transition
      • Taking steps to better manage employee mental health
      • Love technology. Love people more
      • The benefits are mutual
      • Our commitment to the environment
      • Family support for injured workers
      • Good for people. Good for business
      • Preventing disability with PGAP
      • Pathways to new careers
      • Career progression after a mental health workers compensation claim
      • Mental health workers compensation claim: guide for employers
      • Police Career Transition
      • Your entitlements
      • No capacity for work
      • Capacity for work outside of NSW Police
      • Working in a new career
      • Earning Capacity Assessment
      • Managing finances - FAQs
      • Dave: Moving forward
      • Mell: My decision
      • Diet and mental health
      • Job Ready
      • Success Stories
      • Career transition: Support services and programs
      • Back pain is not always a worry
      • What is trauma?
      • What is PTSD? How did my loved one get it?
      • How can I understand what is happening with my loved one's mental health condition?
      • How can I encourage my loved one to get help?
      • Finding out more about your loved one's recovery
      • What is a safety plan? Why am I being asked to participate?
      • "What happened to Dad/Mum?" Explaining psychological injury to your kids
      • Why is my loved one so angry?
      • What happens when my partner is in inpatient care?
      • What does outpatient care mean?
      • Why is my loved one drinking more?
      • What does the word 'trigger' actually mean?
      • How to cope with First Responder Mental Illness
      • Family Support for Emergency Services
      • What is a mental breakdown?
      • Check Inn Mental Health & Wellbeing in Hospitality
      • Supporting workers through early onsite intervention
      • Preventing manual task injuries
      • Ageing workforce
      • WHS Poster Library
      • Occupational Violence and Aggression Research Update
      • Raising awareness of mental health in the workplace
      • Supporting your people
      • Using workplace technologies to reduce manual handling injuries
      • Supporting our customers to address OVA in the workplace
      • Occupational Violence and Aggression
      • Protecting workers in hospitality
      • Protecting workplace mental health
      • Helping healthcare employers support their ageing workforce
      • Reducing the risk of injury in the event of a crisis
      • Helping create safer workplaces
      • Supporting our retail customers address occupational violence
      • Psychological safety at work
    • News & Community
      • Latest news
        • icare Insurance for NSW Awards
        • Recognition at insurance awards
        • Video helping employers understand their premium
        • HEM celebrates 10 years in business
        • Two years and counting…
        • EMpower upgrade
        • New look websites for HEM and CEM
        • Shifting the conversation about mental illness
        • World Day for Safety and Health at Work 2018
        • EML joins The Collaborative Partnership
        • EML wins at the 2017 icare CASE Awards
        • CitySwitch National New Signatory of the Year
        • EML finalists recognised at 2017 icare CASE Awards
        • Innovative new videos to help workers
        • National Police Remembrance Day
        • PTS17 International Forum
        • Police Mental Health Day
        • Launch of new mental wellbeing videos
        • Managing Mental Health Seminar
        • EML announced as partner for icare workers insurance
        • The Pain Revolution Ride - Melbourne to Adelaide
        • New app for our Victorian customers
        • 2016 International Forum for Disability Management
        • Touch of Colour Celebrity Touch Football Day
        • icare TMF 2016 Awards for Excellence
        • Police Officer of the Year Awards
        • Supporting beyondblue to raise awareness and understanding of mental health
        • EML receives the 2016 Collaboration in Injury & Disability Management Award
        • Survey shows young workers at risk
        • Western Bulldogs progress to preliminary finals
        • EML is coming to Shepparton
        • 2016 icare CASE Awards
        • EML supports young worker safety program
        • EML at the 2016 Comcare National Conference
        • MindGauge - a new tool for tracking your mental health
        • Proud recipients of Swiss RE’s 2016 Excellence & Innovation in Return to Work Award.
        • EML finalists to be recognised at 2016 CASE Awards
        • 2016 Excellence in Personal Injury and Disability Management Awards
        • Olympic champion continues to inspire
        • New guidelines for claiming workers comp in NSW
        • EML finalists in 2016 Australian Insurance Industry Awards
        • Employers Mutual rebrands to become EML
        • EML signs partnership deal with AFL club the Western Bulldogs
        • Information for employers and workers transferring to EML on 1 July 2016
        • Inspiring women to lead in business
        • EML appointed as agent by Worksafe Victoria
        • EML opens new Parramatta office
        • PTSD Guidelines for emergency services workers
        • Our commitment to workplace gender equality
        • Guide to Successful Career Transition
        • icare Care & Service Excellence (CASE) awards
        • EML partnering with ACT Government
        • Game Changer initiative expanding in SA
        • 2019 Training Courses Workers Compensation
        • Support for Injured Police Officers' Children
        • Woolworths renews partnership with EML
        • Video series launched to help injured workers
        • 5 minutes with Geniere Aplin, EML Group Executive
        • 5 minutes with Tracey Harris, EML COO
        • EML turns the power off on annual Earth Hour
        • First Responders PTSD Forum
        • Career Skills for New Jobs Pilot
        • Workplace culture and healthy outcomes
        • The Collaborative Partnership
        • EML expands operation in New South Wales
        • Why it’s important to walk in your customers’ shoes
        • Pacific National partners with EML
        • Owning your injury the key to recovery
        • Partnership researches emergency services recovery pathways
        • Your Future Career Skills for New Jobs Pilot launch
        • EML launches mental health resources hub
        • EML selected as among top performers in NSW
        • EML wins best CX transformation
        • EML mentor wins Lifetime Achievement icare CASE award
        • Newcastle becomes claims management regional hub
        • Sustainability commitment earns CitySwitch award
        • PGAP – building confidence & results for chronically injured & ill
        • Employee awareness and empowerment
        • WISE ways of working changing lives
        • Bushfire crisis information
        • Mental health support for first responders
        • icare reappoints EML to manage NSW Govt worker claims
        • National Commissioner to investigate ADF suicides
        • Implementing learnings from bushfire crisis
        • $100,000 pledged to mental health assistance
        • Celebrating our female leaders on IWD2020
        • Pain Revolution Tour 2020
        • Support for children impacted by workplace fatalities
        • 1,000 strong with customer at the heart
        • Industry supporting its own in challenging times
        • EML supports new series on wellbeing of Australian men
        • Our commitment to workplace gender equality in 2020
        • Emergency Services and PTSD: 5-years later, what has changed?
        • EML supports Fortem Australia Summit
        • Wellbeing Program to Support Hotel Sector
        • A New Look for EML's Mutual Benefits Program
        • Presumptive legislation for firefighters in NSW: the difference made
        • icare Industry Champion
        • Improving workplace safety for apprentices
        • Keeping Workers Safe when Working from Home - Course Launch
        • Supporting young workers
        • Tackling men’s mental health
        • New for EML Customers
        • WISE research delivers award-winning outcomes
        • World Day for Safety and Health at Work
        • New to EMlearning
        • Supporting mental health and wellbeing in hospitality
        • Supporting workers through early onsite intervention
        • PTSD Awareness Day – 27 June 2021
        • New training courses for August to November
        • The role of research in helping people get their lives back
        • Industry Recognition of EML claims management
        • Virtual seminar for NSW Police Officers in career transition
        • Helping the seriously injured get their lives back
        • Innovative opioid project a finalist in industry award
        • Award finalist for collaboration
        • Award finalist supporting firefighters
        • Industry trailblazer
        • Emerging leader award
        • Award finalist supporting serious injury
        • Beyond Duty: a virtual event for the emergency services community
        • National Thank a Cop Day 2021
        • New WHS Poster Library
        • Your VIP access to award winning course
        • Supporting the mental wellbeing of your workforce
        • EML recognised through personal injury industry awards
        • Register now for Mental Health in the Workplace
        • National Safe Work Month - creating safer workplaces
        • New to EML Offers: introducing Longitude6
        • Workplace culture award
        • Learn from Industry Experts in 2022
        • We're here to help
        • NEW Workers Compensation Essentials Online Training
        • Act today to create safer workplaces
        • Here and Now - EML's new employer event series
        • Our commitment to workplace gender equality in 2021
      • Partners & Sponsorship
        • Geelong Business Excellence Awards
        • Blokepedia
        • Phoenix Australia
        • Community Leadership Scholarship
        • Feel The Magic
        • Team Rubicon
        • The Collaborative Partnership
        • Adelaide Crows
        • Pain Revolution
      • Awards
    • Who we are
      • Our history
      • Our commitment
      • Our Service Standards
        • EML Service Standards
      • Our Corporate Structure
      • Employers Mutual Limited Board
        • Paul Baker - Chair
        • Catherine King - Director
        • Patrick Gurr - Director
        • Nikki Britt - Director
        • Bruce Hatchman - Director
      • ASWIG Management Board
        • Cameron McCullagh, Executive Director
        • Anthony Fleetwood, Executive Director
        • Mark Coyne, Executive Director
        • Angus Gluskie, Executive Director
      • Our Leaders
        • Geniere Aplin, CEO EML Solutions
        • Don Ferguson, CEO EML Management
        • Matthew Wilson, Chief Risk Officer
      • Corporate governance
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      • Pacific National
      • Calvary SA
      • Medibank Pty Ltd
    • Premium & Policy Support
    • EMpower
      • EMpower FAQs
    • Feedback form - Police career transition
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  • Employers Mutual Limited (ACN 000 006 486). EML is a trading name of Employers Mutual Limited.

EML Group is a partnership between Employers Mutual Limited ABN 67 000 006 486 (an Australian owned mutual) and ASWIG Management Pty Limited ABN 52 002 617 012. Products and services including workers compensation, general insurance and life insurance personal injury claims management are provided by different entities in the EML Group. Since 1910 these operations have been conducted jointly through subsidiaries and related body corporates of these entities.

In NSW, Employers Mutual NSW Limited ABN 52 003 201 885 is an appointed claims management provider for the Nominal Insurer (icare) and provides case management services for certain NSW government agencies (Insurance for NSW). In Victoria, EML VIC Pty Limited ABN 93 606 104 910 is an authorised claims services provider for Worksafe Victoria. In South Australia, Employers Mutual SA Pty Limited ABN 48 145 330 543 is an appointed claims agent for the ReturntoWorkSA. In the ACT, EML is an appointed claims services provider for the ACT government and other self-insured entities under the Comcare scheme.

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