Make a claim

Guiding you through the claims process

Supporting your employee through a workplace injury or illness starts here. We’ve helped thousands of employers across South Australia to manage claims smoothly while ensuring their workers get the care they need. This page outlines lodging a claim and accessing the right support. If you need help, we’re just a call away.

Quick access contact information

Contact for all new claims

You can lodge a claim by calling us on 1800 688 825 to speak with a customer service representative. Click here to request a call back.

Online claim lodgement and management

If you are an employer in South Australia, you can report an injury or make a claim online through the ReturnToWorkSA website. 

Step by step guide​

Process of making a claim​

Has your worker incurred an injury or illness?

Alert Icon

Whether it is physical or psychological, your worker’s wellbeing is everyone’s responsibility, and care and support is crucial.

This is your priority. Urge or organise your worker to make a visit to a practitioner or hospital as required for treatment as soon as possible.

Alert Icon

We suggest you offer to support the injured worker at the appointment, with their approval or ask if there is a suitable person they would like to take or contact.

Have you notified SafeWork SA of the injury or illness?

Alert Icon

It is an offence to fail to report a notifiable incident to SafeWork SA, including serious injuries or illnesses, dangerous incidents, fatalities or COVID-19 cases that occur at work as a result of the conduct of the business or undertaking.

You must report serious injuries or illnesses to SafeWork SA.

Does your workers injury qualify under SafeWork SA's definition of a serious injuries or illnesses?

Alert Icon

It is an offence to fail to report a notifiable incident to SafeWork SA, including serious injuries or illnesses that occur at work as a result of the conduct of the business or undertaking.

You can notify SafeWork SA via phone, incident form or email depending on the urgency or life-threatening nature of the injury or illness. See here for more information.

Alert Icon

It is an offence to fail to report a notifiable incident to SafeWork SA, including serious injuries or illnesses that occur at work as a result of the conduct of the business or undertaking.

If there is no injury or illness to a worker, you do not need to enter the EML claims process, though SafeWork SA may need to be notified for workplace fatalities, and health and safety incidents.

Head to the SafeWork SA website to understand more.

Alert Icon

EML supports SafeWork SA in the identification of near misses and other incidents to improve the workplace and prevent future injuries and incidents.

Once you have notified SafeWork SA, you should receive confirmation of the notification. Retain record of this notification.

Alert Icon

You must keep a record of this incident notification form for five years.

Has the injury, illness or incident been assessed within your organisation to minimise future risks?

You should assess the incident and identify opportunities to minimise risks within your workplace.

Reporting and reviewing injuries minimises workplace incidents and can reduce your insurance premiums.

Alert Icon

More importantly, developing a safety culture demonstrates care for your workers health and wellbeing and makes your organisation a good place to work.

If your worker has sought medical treatment, they have the right to lodge a workers compensation claim.

Has a claim already been lodged for this injury or illness?

Has your worker notified you that they want to lodge a claim for compensation of either medical expenses, or for weekly income support payments?

Alert Icon

There are incentives in place for employers who lodge the claim within five business days of being notified by their worker. See the ReturnToWorkSA website for more information.

While you may encourage and help your worker understand their right to claim, the choice is theirs.

Alert Icon

If you lodged a claim for your worker and later found that they did not want to claim, do not be concerned.

EML will contact your worker for their consent before progressing any claim lodgement.

You can choose from two lodgement options:

Go to the ReturnToWorkSA online lodgement portal to lodge the claim for your worker (preferred).

Contact EML directly over the phone on 1800 688 825 (Callback available).

Alert Icon

Using the ReturnToWorkSA online lodgement portal is the easiest, most convenient and efficient way to lodge a claim.

This is to ensure early support is provided to your employee, regardless of whether the claim is accepted or not.

Lodgement will be quick and easy if you have some information handy when you begin the claims process.

1
Personal info about your employee (e.g., name, contact, DOB)
2
Injury details (e.g., date of injury, how the injury occurred)
3
An incident report
4
Other information to support (e.g., scans, medical bills, medical reports, job descriptions and return to work plans)

If your worker is claiming for weekly payments (money paid for time off work), or cannot do their pre-injury work, a signed certificate of capacity is required, as well as 13 months of pay information prior to the date of the injury.

Is your worker claiming for this?

Alert Icon

A signed certificate of capacity must be obtained from your workers treating health practitioner.

A claim can be submitted without it, but for timely determination of the claim, it is preferable to have as soon as available.

Ensure your worker has provided a signed certificate of capacity for you to send with the claim lodgement.

Alert Icon

A signed certificate of capacity must be obtained from your workers treating health practitioner.

A claim can be submitted without it, but for timely determination of the claim, it is preferable to have as soon as available.

Complete your lodgement of the claim via the ReturnToWorkSA online lodgement portal or over the phone.

EML will acknowledge receipt of the paperwork via email.

Talk to your worker regularly and check in on their recovery and their readiness to return to work.

Alert Icon

Your employee may be going through a difficult time.

Communication breakdown is a major reason that return to work is delayed or doesn’t happen at all.

After the claim has been lodged, EML will contact both the worker and employer within two business days and may ask for more information from you.

Alert Icon

Your claim is assessed by our dedicated team at EML as to whether it is eligible for workers compensation in line with the legislation.

Wherever possible, EML will aim to determine claims within ten business days.

If there are no further queries, EML will let you know that the claim has been determined.

If further queries or investigation is required beyond the ten business day expectation, your worker will be offered interim benefits whilst the claims decision is made.

Alert Icon

If the worker requires further support with their recovery and return to work, a claims specialist will be assigned within two business days.

News

News and community

Celebrating 10 years of support in Victoria

Healthcare workers dedicate their careers to caring for others, often in complex...

EML and MATES in Construction named PIEF Award finalists

Collaborating with MATES in Construction, the leading suicide prevention charity for tradies...

Self-Insurance done right: How EML helps self-insured employers protect their people, their performance and their licence 

Expanding capability, strengthening partnerships and delivering better outcomes for clients and their...

EML’s Police & Ambulance Bondi Attack Response Leadership Team named PIEF Award finalist

EML has been recognised for its industry leadership and commitment to delivering...
PIEF 2026 Finalists

EML Recognised with seven finalists in the 2026 PIEF Awards

EML has been recognised for its industry leadership and commitment to delivering...
ifnsw health symposium

International Healthcare Symposium 2026: Designing Safe Work Health, Recovery & Leadership

Healthcare workers dedicate their careers to caring for others, often in complex...

Resources

Free tools to support recovery and provide a safer workplace

Training

Customised and flexible learning for workplace peace of mind

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Workers compensation: National updates and insights

This course is designed to provide employers with an update on current issues impacting workers compensation schemes, the latest trends, external factors and legal implications, and the expected implications of these issues for employers. Topics include: Overview of Workers Compensation in Australia; State Schemes updates and impacts.
Host : Internal

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Managing risk in an ageing workforce

Workforces are more age-diverse than ever, bringing both opportunity and evolving risk. This session explores the physical, psychological, and organisational risks associated with an ageing workforce, and how these can impact health, safety, and performance. Participants will gain practical strategies to support safe, sustainable work and build more age-inclusive workplaces.
Host : Recovre

Stay S.A.F.E.R.® de-escalation program

Workplace interactions can sometimes become challenging, emotional, or confrontational. The Stay S.A.F.E.R.® De-escalation Program provides practical skills and strategies to help participants recognise early signs of escalation, respond effectively to heightened emotions, and support safer, more positive outcomes for everyone involved. This interactive workshop explores the Escalation Cycle and equips participants with techniques to prevent situations from intensifying, communicate effectively under pressure, and apply de-escalation strategies in a range of workplace contexts. Participants will also learn how to maintain safety during emergency situations and reflect on incidents to support continuous improvement.
Host : Our Curious Minds

Fatigue is more than tiredness

Fatigue is now recognised within psychosocial hazard frameworks, not just as a physical safety issue but as a psychological risk factor. Ongoing workload pressure, long hours, mental load, and emotional strain can erode coping capacity, judgement, and wellbeing. This session helps leaders recognise fatigue as an early risk indicator.
Host : Lysander

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Decoding intangible factors: Maximise return to work outcomes

Why do two workers with the same injury have vastly different recovery outcomes? The answer lies in the psychosocial landscape. Work Healthy Australia will explore the psychological drivers of return-to-work success. Join us for a data-driven, practical session designed to turn complex psychosocial theory into actionable workplace recovery strategies.
Host : Work Healthy Australia

Role of the Return to Work Coordinator (VIC)

This WorkSafe Victoria endorsed Return to Work (RTW) program is designed to equip RTW Coordinators with the tools they need to effectively manage return to work under the requirements of the legislation and the principles of effective injury management. A WorkSafe endorsed certificate will be provided upon full participation in the two-day RTWC program. All pre work materials will be provided.
Host : Workplace Interventions

Understanding biopsychosocial risk factors and assessments

Successful recovery after a workplace injury is influenced by more than the diagnosis or severity of injury. Research consistently demonstrates that psychosocial factors often have a greater impact on recovery and return-to-work outcomes than the physical injury itself. This session provides employers, RTW coordinators and supervisors with practical knowledge to identify psychosocial risk factors that may delay recovery, understand the purpose of biopsychosocial assessments, and implement workplace strategies that support recovery and durable return-to-work outcomes.
Host : KINNECT
Person smiling, wearing headphones at a computer.
Get in touch your way
Chat with our local claim experts - we're always here to help