NSW Nominal Insurer (icare)
The Nominal Insurer (icare) is the workers compensation scheme in NSW, covering most workplaces (excluding the public sector, self-insured employers, and employers in a specialised insurance scheme). EML is appointed as a Claims Service Provider by icare. Explore the services we offer today.
icare Insurance for NSW
icare Insurance for NSW and its Treasury Managed Fund covers public sector workplaces, like police, ambulance, and government offices. Discover your support options here:
WorkSafe Victoria
WorkSafe Victoria’s WorkCover scheme is for Victorian companies and employees. Discover your support options under WorkCover:
ReturnToWorkSA
ReturnToWorkSA covers South Australian workers and businesses. Discover your support options here:
Comcare
Comcare is for federal employers and workers covering the Commonwealth, ACT Government, or companies licensed under Comcare. Discover your support options under Comcare:
State-based self insurance
State-based self insurance is for businesses that choose to manage their workers compensation claims, meeting state requirements. Discover your support options if you’re self insured:
“My goal was to get back to work and get back to life”
Streamlined claims for non-work-related illness and injury, reducing risk, cost, and time to recovery.
Complex life insurance claims sensitively managed with the expertise and care your members deserve.
Expert, tailored management of income protection, TPD, and death claims, protecting your funds and members.
Complete license management that ensures performance, compliance, and reduces risk.
Confident, expert resolution of the most complex, long-running claims across every portfolio.
High-volume CTP claims managed with speed and care and trusted by major insurers.
No matter the need, our specialist approach has a solution.
Extensive range of training events and free access to e-learning courses via EMlearning.
Partnering with organisations that are committed to improving lives.
A commitment to supporting workplaces and their employees with mental health resources and training.
Free online tools designed to simplify workplace health, safety and wellbeing.
A commitment to thought leadership, we invest in research to shape best practice in the personal injury industry.
Access to free workplace health and safety resources, injury management guides and videos.
From prevention to recovery, we invest in innovative solutions with industry experts to tackle industry challenges and drive positive change.
Awards
Partners & Sponsorship
We sponsor events and partner with organisations that commit to improving lives.
More than 115 years later, we are still helping people get their lives back
Our people thrive on helping others. Make a difference at EML.
Discover how EML is being recognised across the industry through news articles, media features and external publications.
Australian Financial Review16 Jun 2026
Insurance News16 Jul 2026
