Lodge a new claim

Your claim made simple

We know making a workers compensation claim can be daunting. We’re here to make the process easier, handling all the details once your claim is lodged.

Our caring claims teams have helped over a million Australians to recover and return to work. You’ll find some of their stories on this page, as well as everything you need to help you understand the process and submit your ReturnToWorkSA claim form.

We’re ready to help – contact us in the way that suits you best.

Journey

Our support is tailored to your needs

Making a claim

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Support for claims

Resources for the claims process

Support for recovery

Get the care you need

Step by step guide​

Process of making a claim​

Have you suffered a work related injury or illness?

If you have not suffered an injury or illness, you do not need to enter the claims process.

Reporting an incident or near miss to your employer is valuable to reduce future incidents and risks occurring and may also help if anything changes in the future.

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EML supports SafeWork SA in the identification of near misses and other incidents to improve the workplace and prevent future injuries and incidents.

Have you let your employer know that the injury or illness has occurred?

Notify your employer of the injury or illness as soon as practical.

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If you are unable to notify your employer, someone else can do this on your behalf.

Have you had medical treatment for the injury or illness?

Does the injury or illness require medical attention?

You are not able to claim for weekly payments or medical expenses without assessment and evidence from a health practitioner.

This is your priority. Make a visit to a practitioner or hospital as required for treatment as soon as possible.

Have your injury or illness assessed, receive any medical treatment and understand the steps to recovery.

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Though you can initiate a claim without medical evidence, you will need it at some point to have your claim assessed for compensation.

Are you intending to claim for weekly payments (money paid for time off work)?

Request a signed certificate of capacity from your treating health practitioner.

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You will need it to receive any weekly workers compensation payment.

Are you intending to claim for medical expenses?

Request medical evidence of the injury or illness and that it was work related, as well as the costs incurred, from your treating health practitioner.

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You will need supporting information to make a claim for medical expenses.

Speak to your practitioner about what other information is relevant for your claim and can be provided.

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Each claim is different and information such as scans, medical bills and medical reports may eventually be added to support the claim for compensation.

If you have sought medical treatment for a work related injury or illness, you have the right to lodge a workers compensation claim.

Has a claim already been lodged for this injury or illness?

Do you want to lodge a claim for compensation for medical expenses and/or for weekly compensation payments?

While you have a right to make a claim, the choice is yours.

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When you have been injured or become ill, entering the claims process ensures you are getting the right support in recovery.

The quickest and easiest way to progress a claim is for your employer to make the claim online through the ReturnToWorkSA online lodgement portal.

Notify your employer that you want to lodge a claim for compensation.

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If your employer is unable to make a claim on your behalf you can contact EML on 1800 688 825
(Callback available) to make a claim.

Documents may be needed to support the claim.

Certificates of capacity, medical certificates and other medical evidence may be requested to complete the claim.

Your health is the most important thing. If your claim is accepted, you can be reimbursed for the reasonable costs of treatment.

See medical practitioners as required to treat your injury or illness and keep all relevant medical documentation in this time.

After the claim has been lodged, EML will contact both the worker and employer within two business days and may ask for more information from you.

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Your claim is assessed by our dedicated team at EML as to whether it is eligible for workers compensation in line with the legislation. Wherever possible, EML will aim to determine a claim’s liability within ten business days.

If there are no further queries, EML will let you know that the claim has been accepted.

If further queries or investigation is required beyond the ten business day expectation, you will be offered interim benefits whilst the claims decision is made.

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If you require further support with your recovery and return to work, a claims specialist will be assigned within two business days.

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Training

Customised and flexible learning for workplace peace of mind

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Fundamentals of injury management and return to work planning

This session provides an overview of injury management and return to work principles, including employer obligations, communication practices, and recovery planning. Participants will gain practical knowledge to support injured workers, promote recovery at work, and contribute to positive health and business outcomes through effective workplace rehabilitation practices.”
Host : PHSA

Workers compensation: National updates and insights

This session provides employers with an update on key issues impacting workers’ compensation schemes across SA, NSW and VIC. It covers emerging trends, external drivers, and legal developments, and outlines the practical implications for employers. Participants will gain insights to help navigate change, manage risk, and respond effectively across jurisdictions.
Host : Internal

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Leading your team through change

Leading a team through change calls for clarity, confidence, and a deep understanding of how people respond when their world shifts. This workshop explores practical ways to guide others with steadiness, empathy, and purpose during periods of uncertainty. Participants will discover how to communicate direction, maintain trust, and keep momentum even when circumstances evolve rapidly. The session equips leaders with adaptable strategies that help teams stay engaged, resilient, and ready for what comes next.
Host : IPAR

Defusing and de-escalating strategies

​This session equips participants with practical strategies to manage challenging interactions effectively. Learn how communication style, tone, and non-verbal cues influence outcomes, and explore techniques to understand the drivers behind distressed behaviour. Gain skills in evidence-based defusing strategies, respectful assertiveness, and collaborative problem-solving. Discover when to pause or take breaks, maintain boundaries while validating feelings, and avoid language that escalates tension. The session also covers safety steps for situations that cannot be defused and emphasises self-care and support following difficult encounters. 
Host : AP Psychology

Understanding psychosocial risk: What it means for you at work

Psychosocial risks affect everyone – from workload and stress to team dynamics and workplace culture. This session explains what they are, why they matter, and how they impact individuals, teams, and organisations. Participants will gain practical insights into identifying psychosocial risks and the role they play in creating a healthier, safer, and more supportive workplace.
Host : Anna Feringa Consulting

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Virtual: Role of the Return-to-Work Coordinator (VIC)

This WorkSafe Victoria endorsed Return-to-Work (RTW) program is designed to equip RTW Coordinators with the tools they need to effectively manage return-to-work under the requirements of the legislation and the principles of effective injury management. A WorkSafe endorsed certificate will be provided upon full participation in the two-day RTWC program. All online work materials will be provided.
Host : Workplace Interventions

Achieving the best outcomes in medical case conferencing (Lunchtime learning)

This practical session is designed to support employers and injury management stakeholders to confidently participate in medical case conferences to achieve more effective outcomes. The session will explore how to communicate effectively with treating doctors, prepare meaningful information prior to the conference, and collaborate to support safe, timely, and sustainable return to work planning for injured workers.
Host : PHSA

Managing non-work-related injuries and illness

With a significant proportion of Australians living with chronic health conditions and injuries contributing to disease burden, workplaces increasingly need to support employees managing non-work-related health issues. This session provides practical, ethical, and best-practice guidance for employers, focusing on how to appropriately support employees while balancing organisational responsibilities, legal considerations, and workplace outcomes.
Host : PHSA

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Perceived Injustice: When fairness shapes behaviour and recovery (Lunchtime learning)

This session explores perceived injustice and how perceptions of fairness, blame, and invalidation shape behaviour and recovery following an injury. Designed for those supporting return to work, participants will build practical skills to understand, recognise and respond to perceived injustice when it presents in injured workers, reduce conflict, and strengthen trust to support more positive recovery and workplace outcomes.
Host : KINNECT

Experience matters: How to support an ageing workforce

This panel session examines how organisations can recognise and respond to the mental health concerns of an ageing workforce. Participants will explore common risk factors, protective influences, the impact of work design, as well as change and transition on older workers’ wellbeing. Through practical insights and examples, the session highlights supportive conversations, early intervention, reasonable adjustments, and inclusive practices that promote psychological safety, sustain engagement and enable older workers to remain healthy, valued and productive at work.
Host : Recovre, Psychological Safety Australia, IPAR, EML

Women’s mental health at work: Lifecycle challenges and organisational impact

This session explores the unique mental health challenges women experience across life and career stages in the Australian workplace. It examines factors such as hormonal changes, caregiving responsibilities, return to work transitions, and menopause. Participants will examine how workplace systems and culture influence wellbeing and retention, and gain practical strategies to create inclusive, psychologically safe environments that support women’s participation and performance.
Host : IPAR
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