Lodge a new claim

Your claim made simple

We know making a workers compensation claim can be daunting. We’re here to make the process easier, handling all the details once your claim is lodged.

Our caring claims teams have helped over a million Australians to recover and return to work. You’ll find some of their stories on this page, as well as everything you need to help you understand the process and submit your ReturnToWorkSA claim form.

We’re ready to help – contact us in the way that suits you best.

Journey

Our support is tailored to your needs

Making a claim

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Support for claims

Resources for the claims process

Support for recovery

Get the care you need

Step by step guide​

Process of making a claim​

Have you suffered a work related injury or illness?

If you have not suffered an injury or illness, you do not need to enter the claims process.

Reporting an incident or near miss to your employer is valuable to reduce future incidents and risks occurring and may also help if anything changes in the future.

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EML supports SafeWork SA in the identification of near misses and other incidents to improve the workplace and prevent future injuries and incidents.

Have you let your employer know that the injury or illness has occurred?

Notify your employer of the injury or illness as soon as practical.

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If you are unable to notify your employer, someone else can do this on your behalf.

Have you had medical treatment for the injury or illness?

Does the injury or illness require medical attention?

You are not able to claim for weekly payments or medical expenses without assessment and evidence from a health practitioner.

This is your priority. Make a visit to a practitioner or hospital as required for treatment as soon as possible.

Have your injury or illness assessed, receive any medical treatment and understand the steps to recovery.

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Though you can initiate a claim without medical evidence, you will need it at some point to have your claim assessed for compensation.

Are you intending to claim for weekly payments (money paid for time off work)?

Request a signed certificate of capacity from your treating health practitioner.

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You will need it to receive any weekly workers compensation payment.

Are you intending to claim for medical expenses?

Request medical evidence of the injury or illness and that it was work related, as well as the costs incurred, from your treating health practitioner.

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You will need supporting information to make a claim for medical expenses.

Speak to your practitioner about what other information is relevant for your claim and can be provided.

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Each claim is different and information such as scans, medical bills and medical reports may eventually be added to support the claim for compensation.

If you have sought medical treatment for a work related injury or illness, you have the right to lodge a workers compensation claim.

Has a claim already been lodged for this injury or illness?

Do you want to lodge a claim for compensation for medical expenses and/or for weekly compensation payments?

While you have a right to make a claim, the choice is yours.

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When you have been injured or become ill, entering the claims process ensures you are getting the right support in recovery.

The quickest and easiest way to progress a claim is for your employer to make the claim online through the ReturnToWorkSA online lodgement portal.

Notify your employer that you want to lodge a claim for compensation.

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If your employer is unable to make a claim on your behalf you can contact EML on 1800 688 825
(Callback available) to make a claim.

Documents may be needed to support the claim.

Certificates of capacity, medical certificates and other medical evidence may be requested to complete the claim.

Your health is the most important thing. If your claim is accepted, you can be reimbursed for the reasonable costs of treatment.

See medical practitioners as required to treat your injury or illness and keep all relevant medical documentation in this time.

After the claim has been lodged, EML will contact both the worker and employer within two business days and may ask for more information from you.

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Your claim is assessed by our dedicated team at EML as to whether it is eligible for workers compensation in line with the legislation. Wherever possible, EML will aim to determine a claim’s liability within ten business days.

If there are no further queries, EML will let you know that the claim has been accepted.

If further queries or investigation is required beyond the ten business day expectation, you will be offered interim benefits whilst the claims decision is made.

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If you require further support with your recovery and return to work, a claims specialist will be assigned within two business days.

News & Community

News

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Training

Customised and flexible learning for workplace peace of mind

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Workers compensation: National updates and insights

This course is designed to provide employers with an update on current issues impacting workers compensation schemes, the latest trends, external factors and legal implications, and the expected implications of these issues for employers. Topics include: Overview of Workers Compensation in Australia; State Schemes updates and impacts.
Host : Internal

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Stay S.A.F.E.R.® de-escalation program

Workplace interactions can sometimes become challenging, emotional, or confrontational. The Stay S.A.F.E.R.® De-escalation Program provides practical skills and strategies to help participants recognise early signs of escalation, respond effectively to heightened emotions, and support safer, more positive outcomes for everyone involved. This interactive workshop explores the Escalation Cycle and equips participants with techniques to prevent situations from intensifying, communicate effectively under pressure, and apply de-escalation strategies in a range of workplace contexts. Participants will also learn how to maintain safety during emergency situations and reflect on incidents to support continuous improvement.
Host : Our Curious Minds

Fatigue is more than tiredness

Fatigue is now recognised within psychosocial hazard frameworks, not just as a physical safety issue but as a psychological risk factor. Ongoing workload pressure, long hours, mental load, and emotional strain can erode coping capacity, judgement, and wellbeing. This session helps leaders recognise fatigue as an early risk indicator.
Host : Lysander

Ageism awareness

As working lives become longer and increasingly multigenerational, age-inclusive work practices have an important role in supporting workforce participation and longevity. Ageism is a modifiable barrier to workforce participation and productivity. Ageism awareness education helps leaders recognise when age-based may be influencing workforce decisions. Understanding how ageism presents and plays out in the workplace provides opportunities to interrupt these assumptions ultimately improving workforce capability and helping people work better, for longer.  Through this training explore what ageism is and ways it may present. Understand how age-based assumptions influence beliefs and perceptions relating to capability and contribution over the lifespan and how this can alter the way we see ourselves, our colleagues and our capability at work. Through interactive discussion, discover practical strategies to assist leaders and managers in testing assumptions against evidence and reframe unhelpful narratives in way that promote capability and inclusion ultimately creating the conditions for a stronger, more sustainable multigenerational workplace.
Host : IPAR

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Integrating physical and psychological risk management

Recovery is not just physical. Effective injury prevention requires organisations to consider both physical and psychological factors that influence health, safety and recovery outcomes. This session, designed for WHS professionals and those involved in supporting the RTW process, explores the connection between physical injury and psychological risk, the challenges of managing these risks in isolation, and the benefits of an integrated approach. Participants will gain practical strategies, tools and resources to strengthen injury prevention, support recovery at work, and improve workplace outcomes.
Host : Work Healthy Australia

Role of the Return to Work Coordinator (VIC)

This WorkSafe Victoria endorsed Return to Work (RTW) program is designed to equip RTW Coordinators with the tools they need to effectively manage return to work under the requirements of the legislation and the principles of effective injury management. A WorkSafe endorsed certificate will be provided upon full participation in the two-day RTWC program. All pre work materials will be provided.
Host : Workplace Interventions

Understanding biopsychosocial risk factors and assessments

Successful recovery after a workplace injury is influenced by more than the diagnosis or severity of injury. Research consistently demonstrates that psychosocial factors often have a greater impact on recovery and return-to-work outcomes than the physical injury itself. This session provides employers, RTW coordinators and supervisors with practical knowledge to identify psychosocial risk factors that may delay recovery, understand the purpose of biopsychosocial assessments, and implement workplace strategies that support recovery and durable return-to-work outcomes.
Host : KINNECT

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

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