Make a claim

Making workplace injury claims simple

Knowing your claim is in the right hands when a workplace injury happens makes all the difference. We have years of experience helping thousands of NSW employers through the claims process, ensuring their workers get the right care and support to return to work. This page gives you all the information you need to start the process. If you need extra guidance, we’re ready to help.

Quick access - report an injury

Contact us anytime

Visit the icare portal

Workers and employers can now submit and manage workers compensation claims online. Click here to visit the icare portal.

Step by step guide​

Process of making a claim​

Has your worker incurred an injury or illness that requires medical treatment?

Alert Icon

Whether it is physical or mental, your worker’s wellbeing is everyone’s responsibility, and care and support is crucial.

Has your worker had medical treatment for the injury or illness?

This is your priority. Provide first aid if it is appropriate.

Urge or organise your worker to make a visit to a doctor or hospital as required for treatment as soon as possible.

Alert Icon

We suggest you offer to support your worker at any appointment with their approval or ask if there is a suitable person they would like to take or contact.

If your worker has had a work-related injury or illness, you should notify icare, register the incident and begin the claims process.

Has icare been notified already for this injury or illness?

Alert Icon

You must notify icare within 48 hours of the incident.

If you do not report the injury within five calendar days of becoming aware of the injury, you may pay a ‘claims excess payment’ which is equivalent to one week of your worker’s weekly payments.

You can choose from two lodgement options:

- Notify icare via the icare portal or on the icare website (preferred)

- Download and fill out the online pdf and email to emlnewclaims@workerscomp.nsw.gov.au

We are here to help, so if you require assistance, call us on 133 365. Monday to Friday 8:30 am – 5:00 pm, closed public holidays.

Alert Icon

Using the icare portal or icare website Is the easiest, most convenient and efficient way to lodge a claim.

This is to ensure early support is provided to your worker, regardless of whether the claim is accepted or not.

Lodgement will be quick and easy if you have some information handy when you begin the claims process.

Though it is not required at the time of notification, it is beneficial to provide your worker's pre-injury average weekly earnings (PIAWE) if available, as it will assist in the timeliness of the determination.

Alert Icon

To assist in determining PIAWE, EML may also request supplementary documentation that may include copies of your worker’s pay slips, wage records, leave records, etc.

For more information see here to use the Pre injury average weekly earnings PDF form.

Has your worker already seen a doctor and provided you with a certificate of capacity that details their diagnosis?

If your worker has provided a certificate of capacity, you may be able to provide other assisting information.

Once reported, EML will provide you with a claim number (sometimes referred to as a reference number) which you should write down as you may need to track the notification in the future.

Has the injury, illness or incident been recorded in your workplace's Register of Injuries?

Alert Icon

Work-related injuries and illnesses must be recorded in your workplace’s Register of Injuries.

Your worker (or someone on their behalf) should complete the Register of Injuries.

Advise or inform your worker (or someone acting on their behalf) of the need to fill out a Register of Injuries form.

Provide confirmation to your worker once received and return a copy to your worker.

Alert Icon

Employers must keep a Register of Injuries at each workplace, for workers to record any workplace injury or illness.

A template is available on the SafeWork NSW website if required.

Reporting and reviewing injuries minimises workplace incidents and can reduce your insurance premiums.

Alert Icon

More importantly, developing a safety culture demonstrates care for your workers health and wellbeing and makes your organisation a good place to work.

Have you notified SafeWork NSW of the injury or illness?

Alert Icon

Significant penalties apply if you fail to notify SafeWork NSW of a notifiable injury or illnesses.

If there is a serious injury or illness, you must report it to SafeWork NSW immediately as an urgent investigation may be needed.

Does your workers injury qualify under SafeWork NSW's definition of a serious injury or illness?

Alert Icon

Significant penalties apply if you fail to notify SafeWork NSW of a notifiable incident.

You can notify SafeWork NSW via phone on 13 10 50.

For more information, go here.

Alert Icon

Significant penalties apply if you fail to notify SafeWork NSW of a notifiable incident.

If there is no injury or illness to a worker, you do not need to enter the EML claims process, though SafeWork NSW may need to be notified for workplace fatalities, and health and safety incidents.

Head to the SafeWork NSW Website to understand more.

Alert Icon

EML supports SafeWork NSW in the identification of near misses and other incidents to improve the workplace and prevent future injuries and incidents.

Once you have notified SafeWork NSW, you should receive confirmation of the notification. Retain record of this notification.

Alert Icon

You must keep a record of the incident notification for five years.

Talk to your worker regularly and check in on their recovery and their readiness to return to work.

Alert Icon

Your worker may be going through a difficult time.

Communication breakdown is a major reason that return to work is delayed or doesn’t happen at all.

Within three business days of reporting an injury or illness, EML will have reviewed the information provided.

EML will call you and your worker as required, to find out more about their progress, their injury, or if possible, provide an outcome on any information that's been given.

Alert Icon

Your claim is assessed by our dedicated team at EML as to whether it is eligible for workers compensation in line with the legislation.

Within seven business days, a full assessment will have occurred.

In most cases, liability will have been determined, and you will receive confirmation of the level of support available relative to the assessment. EML will contact you and your worker at this time.

Resources

Resources for claims, recovery and workplaces

Training

Customised and flexible learning for workplace peace of mind

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Fundamentals of injury management and return to work planning

This session provides an overview of injury management and return to work principles, including employer obligations, communication practices, and recovery planning. Participants will gain practical knowledge to support injured workers, promote recovery at work, and contribute to positive health and business outcomes through effective workplace rehabilitation practices.”
Host : PHSA

Workers compensation: National updates and insights

This session provides employers with an update on key issues impacting workers’ compensation schemes across SA, NSW and VIC. It covers emerging trends, external drivers, and legal developments, and outlines the practical implications for employers. Participants will gain insights to help navigate change, manage risk, and respond effectively across jurisdictions.
Host : Internal

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Leading your team through change

Leading a team through change calls for clarity, confidence, and a deep understanding of how people respond when their world shifts. This workshop explores practical ways to guide others with steadiness, empathy, and purpose during periods of uncertainty. Participants will discover how to communicate direction, maintain trust, and keep momentum even when circumstances evolve rapidly. The session equips leaders with adaptable strategies that help teams stay engaged, resilient, and ready for what comes next.
Host : IPAR

Defusing and de-escalating strategies

​This session equips participants with practical strategies to manage challenging interactions effectively. Learn how communication style, tone, and non-verbal cues influence outcomes, and explore techniques to understand the drivers behind distressed behaviour. Gain skills in evidence-based defusing strategies, respectful assertiveness, and collaborative problem-solving. Discover when to pause or take breaks, maintain boundaries while validating feelings, and avoid language that escalates tension. The session also covers safety steps for situations that cannot be defused and emphasises self-care and support following difficult encounters. 
Host : AP Psychology

Understanding psychosocial risk: What it means for you at work

Psychosocial risks affect everyone – from workload and stress to team dynamics and workplace culture. This session explains what they are, why they matter, and how they impact individuals, teams, and organisations. Participants will gain practical insights into identifying psychosocial risks and the role they play in creating a healthier, safer, and more supportive workplace.
Host : Anna Feringa Consulting

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Virtual: Role of the Return-to-Work Coordinator (VIC)

This WorkSafe Victoria endorsed Return-to-Work (RTW) program is designed to equip RTW Coordinators with the tools they need to effectively manage return-to-work under the requirements of the legislation and the principles of effective injury management. A WorkSafe endorsed certificate will be provided upon full participation in the two-day RTWC program. All online work materials will be provided.
Host : Workplace Interventions

Achieving the best outcomes in medical case conferencing (Lunchtime learning)

This practical session is designed to support employers and injury management stakeholders to confidently participate in medical case conferences to achieve more effective outcomes. The session will explore how to communicate effectively with treating doctors, prepare meaningful information prior to the conference, and collaborate to support safe, timely, and sustainable return to work planning for injured workers.
Host : PHSA

Managing non-work-related injuries and illness

With a significant proportion of Australians living with chronic health conditions and injuries contributing to disease burden, workplaces increasingly need to support employees managing non-work-related health issues. This session provides practical, ethical, and best-practice guidance for employers, focusing on how to appropriately support employees while balancing organisational responsibilities, legal considerations, and workplace outcomes.
Host : PHSA

Upcoming sessions

Browse our training across workers compensation, health and safety, return to work and mental health.

Perceived Injustice: When fairness shapes behaviour and recovery (Lunchtime learning)

This session explores perceived injustice and how perceptions of fairness, blame, and invalidation shape behaviour and recovery following an injury. Designed for those supporting return to work, participants will build practical skills to understand, recognise and respond to perceived injustice when it presents in injured workers, reduce conflict, and strengthen trust to support more positive recovery and workplace outcomes.
Host : KINNECT

Experience matters: How to support an ageing workforce

This panel session examines how organisations can recognise and respond to the mental health concerns of an ageing workforce. Participants will explore common risk factors, protective influences, the impact of work design, as well as change and transition on older workers’ wellbeing. Through practical insights and examples, the session highlights supportive conversations, early intervention, reasonable adjustments, and inclusive practices that promote psychological safety, sustain engagement and enable older workers to remain healthy, valued and productive at work.
Host : Recovre, Psychological Safety Australia, IPAR, EML

Women’s mental health at work: Lifecycle challenges and organisational impact

This session explores the unique mental health challenges women experience across life and career stages in the Australian workplace. It examines factors such as hormonal changes, caregiving responsibilities, return to work transitions, and menopause. Participants will examine how workplace systems and culture influence wellbeing and retention, and gain practical strategies to create inclusive, psychologically safe environments that support women’s participation and performance.
Host : IPAR

News & Community

Latest news

From firefighter to fighter: Andrew’s journey through cancer

For Andrew Evans, Captain of Ingleburn Fire Station, service has always meant...

Not the insurance career you imagined

At EML Group, our Technology team is shaping the future of personal...

Leading Well at Work: Leader Series Launch

The Leading Well at Work series is a practical, seven-part leadership program...
celebrating 5 years mobile case management

Celebrating 5 years of mobile case management across NSW

EML Group is proud to celebrate five years of delivering Mobile Case...
Person smiling, wearing headphones at a computer.
Get in touch your way
Chat with our local claim experts - we're always here to help