We pride ourselves on being specialists in the management of life insurance claims including Income Protection and Total Permanent Disability.
We utilise a holistic and customer centric approach deployed by a team that is technically equipped to balance both member and customer needs.
Having a standards based model means we are committed to providing a positive customer experience, which leads to attainable customer outcomes such as more members returning successfully to work.
We understand that death and disability claims often coincide with some of the most challenging periods of a member’s life. Our agile and empathetic claims model is designed to support members with transparency, clarity, and care.
Fundamental to delivering a high-quality, personalised claims experience, our caseload targets are carefully managed. Lower caseloads ensure greater attention for each member, proactive management and meticulous handling for sensitive claims.
Our claims model is supported by a team of specialists to ensure unparalleled technical excellence. This ensures we are always well positioned to manage high-risk claims, provide additional support for members awaiting decisions or navigating declined claims, reducing the likelihood of disputes.
We are proud to be a signatory to the Council of Australian Life Insurers (CALI), responsible for governing the Life Insurance Code of Practice
We are committed to following the key principles that apply to products and services covered by the Code:
We are dedicated to providing exemplary client service. We also accept that despite our best efforts, sometimes things can go wrong. When this happens, we are determined to make them right again.
We are committed to best practice management for family and domestic violence as a subscriber to the Life and General Insurance code of practice
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The EML Group is made up of a group of companies owned and operated by a partnership between Employers Mutual Limited & The Trustee For ASWIG Management Trust ABN 23 923 166 503, to find out more information about the EML Group click here.