Delivering customer-centric claims management services
EML is an appointed provider of claims management for icare workers insurance.
Working with icare, we have a shared focus and responsibility for delivering customer-centric services and outcomes for workers and employers.
Our role is to efficiently manage claims to help your workers get back to work as soon as possible. Your employees will receive the support they need to recover from injury or illness and get their lives back.
Report an injury or make a claim
Report an injury or make a claim via the online portal
Phone: 13 77 22 (Monday to Friday 7am – 7pm, closed public holidays)
Post: Locked Bag 2099, North Ryde BC, NSW 1670
When a workplace injury happens, there are some important things you need to do straight away:
- administer first aid and make sure the injured person gets the right care
- notify EML of any injury or illness within 48 hours (via above contact points)
- you must record the injury in your register of injuries
- provide appropriate support to the injured person to ensure recovery
- if it is a significant incident (Notifiable Incident) you may also need to notify SafeWork NSW.
Notifying EML of an injury
A worker should notify you as soon as possible after an injury. Following that, a description of the injury should be entered in your register of injuries.
If you do not report the injury within five calendar days of becoming aware of the injury, you may pay a ‘claims excess payment’ which is equivalent to one week of the worker’s weekly payments.
Once reported, EML will provide you with a claim number (sometimes referred to as a reference number) which you should write down as you may need to track the notification in the future.
When reporting an injury you will be asked to provide the following information:
- the worker’s name, address, contact telephone number and date of birth
- name and address of your company
- name of the treating doctor and contact telephone number or name of the hospital
- date and time of the injury and description of the injury and details of how it happened
- name and contact details of the person making the notification and their relationship to the worker or employer
The following information, if available, should also be provided at the time of notification:
- details of any time off work
- date of the consultation with the doctor and a diagnosis
- a copy of the NSW workers compensation certificate of capacity
- your worker’s capacity to recover at work and expected return to work date
- your ability to support your worker to recover at work in suitable employment
- your worker’s pre-injury average weekly earnings (PIAWE)
If a notifiable incident occurs, you must notify SafeWork NSW immediately on 13 10 50. Significant penalties apply if you fail to notify an incident.
A ‘notifiable incident’ relates to:
- a fatality
- a serious injury or illness
- a dangerous incident
Calculating pre-injury weekly earnings
The Pre-injury Average Weekly Earnings (PIAWE) form captures all earning components in the one place.
Changes to the way an injured worker’s PIAWE is calculated came into effect on Monday 21 October 2019 and apply to workers injured on or after that date.Go to form Injury sustained before 21 October 2019
Claims before 1 January 2018
If you have an existing claim with another claims manager (Allianz, QBE, CGU or GIO), you will need to contact them directly for updates to claims lodged before 1 January 2018. Existing EML claims will be managed by your case manager.
Take out a policy
From 1 December 2017 all workers insurance policy and billing services will be managed by icare. For further information visit icare or call 13 44 22.
Certificate of Currency
From 1 December 2017 all workers insurance policy and billing services in NSW are managed by icare. To request a Certificate of Currency or for further information visit icare or call 13 44 22.
Forms to help you with your workers insurance claim.Find out more
Find out the answer to FAQs like whether a change in workers insurance policy ownership affects your claim.Find out more
What to do if you have a dispute or complaint.Find out more