Life insurance

A member centric approach for life insurance

We pride ourselves on being specialists in the management of life insurance claims including Income Protection and Total Permanent Disability.

We utilise a holistic and customer centric approach deployed by a team that is technically equipped to balance both member and customer needs.

Having a standards based model means we are committed to providing a positive customer experience, which leads to attainable customer outcomes such as more members returning successfully to work. 

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The EML difference

Code of practice

Committed to excellence

We are proud to be a signatory to the Council of Australian Life Insurers (CALI), responsible for governing the Life Insurance Code of Practice

Obtaining a copy of the Life Insurance Code of Practice

We are committed to following the key principles that apply to products and services covered by the Code:

  • Clarity and transparency
  • Fairness and respect
  • Honesty
  • Timeliness
  • Communications in plain language

Complaints management

We are dedicated to providing exemplary client service. We also accept that despite our best efforts, sometimes things can go wrong. When this happens, we are determined to make them right again.

Family violence policy

We are committed to best practice management for family and domestic violence as a subscriber to the Life and General Insurance code of practice

Resources

Resources for claims, recovery and workplaces

News & Community

Latest news

70,000 in-person visits to support recovery!

Our SA mobile claims team has reached a major milestone – 70,000...
EML IfNSW 20 Years Supporting the NSW TMF and Emergency Services

Partnering with TMF and emergency services in workers compensation for 20 years

In 2025 we recognise a significant milestone for our Insurance for NSW...

Mutual Benefits Program Annual Report Release

We’re proud to launch the FY25 Mutual Benefits Annual Report - highlighting...

New Psychological Health Regulations go live in Victoria

New psychological health regulations came into effect in Victoria on 1 December,...
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