The following information relates to sworn NSW Police Officers only as they are considered exempt workers in the Workers Compensation Act 1987 No 70 – NSW Legislation. If you are an administrative employee of NSW Police Force (NSWPF), please see the SIRA claims management guide or consult your case manager regarding your benefits.
Workers compensation exists to help you recover from work-related injury by supporting access to and payment of required medical treatments and supporting your income if your capacity to work is negatively impacted by your injury.
Benefits and entitlements change as your situation changes and may be provided by different organisations over the duration of your claim.
Attend a webinar to find out more about your financial benefits
Gain an understanding of your financial benefits and entitlements under the workers compensation and income protection schemes.
The More than a Cop: Police Career Transition After Injury Virtual Seminar includes a range of presentations from keynote speakers on the topic of career transition. Join from anywhere, anytime. Partners and support people are welcome too.
Register for the virtual seminar now
The Understanding your Financial Benefits session will explain:
- Who will be providing these payments as your situation changes
- Detailed explanation on how your benefits are calculated
- Support services available to assit you throughout your transition and beyond
- Lived experience connected to the importance of being financially prepared
For more information please email the NSW Police Transition Team at [email protected] or call the Career Transition Infoline 1800 014 140
Benefits and entitlements scenarios
The following information outlines the benefits paid under different scenarios and how to ensure you receive your entitlements as seamlessly as possible.
Workers compensation entitlements while employed by NSWPF
While you are employed by NSWPF, you are paid by NSWPF as normal and workers compensation benefits you receive are reimbursed to NSWPF by EML
Workers compensation entitlements after medical retirement from NSWPF
Following confirmation of your medical retirement date and cessation of your employment by NSWPF your weekly benefits will be paid to you fortnightly by EML.
Your case manager will request you complete and return three forms.
- Statutory declaration form
- Electronic Funds Transfer (EFT) form
- Tax File Number (TFN) declaration
The forms help determine your correct rate of pay. It is important that you return these forms promptly to avoid delay in your payments being made.
The amount that you will be paid following medical retirement will depend on the value and length of payments made to you prior to your medical retirement.
The information in “Your entitlements” provides general advice on the entitlements that may be available to you depending on your capacity for work.
To obtain an accurate indication of your individual entitlements, please speak to your Case Manager.
Secure your financial future
Prepare your finances for life after medical retirement, including budgeting and superannuation.
The Australian Securities and Investments Commission’s MoneySmart service helps people make the most of their money. The site offers a range of useful tools and resources including:
- MoneySmart Cars app to find out how much a car will really cost you
- Financial advice toolkit to find and prepare to meet with a financial adviser
There are numerous free and paid apps available to help manage your finances, understand where your money is going and manage savings goals. You can search for these and download from both the App store or Google Play.
For NSW Police Officers who are still employed by NSWPF or had your last day of service less than 12 months ago, you can benefit from Converge Employee Assistance Program.
Their Money Assist service can help you work through your financial wellbeing concerns. Phone 1300 667 197 or visit their website for more information.
Superannuation
Superannuation is not payable while an employee is on workers compensation. If you wish to continue contributions to your fund this will have to be arranged independently between you and your superannuation provider.
Superannuation is not payable while an employee is on workers compensation. If you wish to continue contributions to your fund this will have to be arranged independently between you and your superannuation provider.
Your entitlements
The following information provides general advice on the entitlements that may be available to NSW Police Officers depending on their capacity for work.
No capacity for work
You have had your last day of service with NSWPF and you remain certified as having no capacity for work.
Capacity for work outside of NSW Police
You are unable to return to work with NSWPF, however your treatment providers have certified you as having some capacity for work outside of the NSWPF.
Working in a new career
General advice on the entitlements that may be available to NSW Police Officers transitioning to working new career.
Earning Capacity Assessment
An Earning Capacity Assessment is performed to determine the appropriate weekly pay rate for a worker whose circumstances are described in Section 40A of the 1987 Act.
Managing finances – FAQs
These frequently asked questions (FAQs) are related to managing finances as part of the resources and information available for NSW Police Officers transitioning to a new career.
