We’ve supported Australian businesses for over a century, resolving injury claims and helping people get back to work.
Workers compensation protects both employers and workers. When someone is injured at work, it ensures that everyone involved is taken care of. In Australia, each state and territory has its own workers compensation scheme.
Whether you’re covered by a state or industry-specific scheme, we’ll guide you through the claims process and ensure you get the support you need. If you have questions or need help understanding workers compensation in your state, contact us. We’re always available to help.
If you’re a worker, workers compensation gives you access to financial and medical peace of mind so you can focus on recovery without worry. It covers things like your medical expenses, rehabilitation and lost wages if you can’t work due to a work injury.
For employers, workers compensation insurance is usually a legal business requirement. It ensures you meet your obligations while protecting your employees and business if a work-related injury occurs.
The Nominal Insurer (icare) is the workers compensation scheme in NSW, covering most workplaces. EML is appointed as a Claims Service Provider by icare.
icare’s Insurance for NSW and its Treasury Managed Fund covers public sector workplaces, like police, ambulance, and government offices.
Comcare is for federal employers and workers covering the Commonwealth, ACT Government, or companies licensed under Comcare.
State-based self insurance is for businesses that choose to manage their workers compensation claims, meeting state requirements.
With claims teams across Australia, you’ll always speak to someone who understands your specific scheme and its processes.
When extra help is needed, we deploy one of our specialist services such as local mobile case managers to provide face-to-face support and guidance.
We pioneered workers compensation in Australia in the early 1900s, to support injured workers across our nation’s most essential industries.
Our goal has always been to help people get their lives back after injury. From the start, we focus on what matters: the right care, empathy, and support to help workers and businesses recover while ensuring safe and healthy workplaces.
We take the time to understand your needs. Our collaborative approach, research initiatives and use of innovative technology keeps driving improvements.
We collaborate with employers, workers and healthcare providers, ensuring you’re always involved in crucial decisions.
We’re the only workers compensation mutual in Australia – an award-winning provider where people come first.
Simplify the complexities of workers compensation. Proven systems and a national network of experienced staff.
We transform businesses every day by reducing claim costs and injury risks and improving workplace health and safety.
We use the latest innovations to make things easy - from apps offering 24/7 claim updates to injury prevention technology in the workplace.
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The EML Group is made up of a group of companies owned and operated by a partnership between Employers Mutual Limited & The Trustee For ASWIG Management Trust ABN 23 923 166 503, to find out more information about the EML Group click here.
