Amber Addicott
Amber has over 20 years’ experience in the personal injury sector, spanning workers compensation, accident and health, life insurance, and CTP. With 15 years in senior leadership roles at EML, she is known for empowering teams to support recovery and deliver strong outcomes in complex claims portfolios. In 2025, Amber continues to lead major transitions across Life and Casualty, including the Catholic Church Insurance Workers Compensation portfolio, while driving innovation and improved outcomes for customers and communities.
Simon Eldahr
Simon began his career in personal injury in 2012 and brings a legal background alongside extensive experience across both operational and shared services leadership. Since joining EML in 2014, he has developed a reputation for his entrepreneurial mindset and ability to build strong stakeholder relationships at every level of the business. Passionate about driving collaboration, efficiency and innovation, Simon now leads core business functions that ensure EML’s people are supported to deliver the best outcomes for our customers.
Simone Witschge
With over two decades of experience in personal injury management, Simone Witschge leads the ground-breaking Mutual Benefits Program, dedicated to driving innovation from prevention to recovery. Simone plays a pivotal role in shaping the Program’s strategy and investments. She leads a dynamic team and partners with internal stakeholders and industry leaders to proactively tackle risks, overcome challenges, and deliver impactful solutions that enhance the wellbeing of members, customers, and communities.
Matthew Wilson
Matthew has been EML’s Chief Risk Officer since 2006. As an experienced corporate lawyer and risk manager in the Australian insurance and financial services sector, he oversees our governance and risk practice to protect our business, our employer clients and our injured customers.
Cass Wild
Cass has been with EML since 2014, playing a key role in expanding EML Solutions to help thousands of Australian businesses improve claims and liability outcomes. With 20 years in the personal injury sector, including expertise in claims management, strategy, risk mitigation, and performance improvement, she has led projects that enhance customer relationships and deliver better, more efficient outcomes.
Jarrad Wegener
Jarrad leads EML’s South Australian team, supporting injured workers and employers across the state. Having worked through scheme, process and policy design at ReturntoWorkSA and experience running business and building workplace culture, Jarrad has a deep understanding of workplace health and safety and what it takes to help businesses stay safe and compliant.
Susie Walford
With 37 years of claims experience in workers compensation and CTP, Susan has a proven track record in growing and maintaining high performing claims operations. Her reputation for delivery in Government was critical to launch the successful ACT Government partnership which has delivered over $130M in performance improvement and established EML and 70 new roles in the ACT.
Matthew Vickers
Matt brings almost 25 years of experience in the personal injury sector, with roles at Coal Services, WorkCover NSW, GIO, and Allianz. He’s dedicated to delivering exceptional service to small and medium businesses and specialty claims, recognising the crucial role our claims teams play in achieving positive outcomes for injured workers and employers.
Deb Tait
With a background in Sports & Exercise Science, Deborah combines a caring, people-first focus with over 18 years of experience in rehabilitation consulting, personal injury, and insurance. Leading our Hospitality Industry Insurance (HII) and Trinity Insurance solutions, she heads a 150-strong team helping injured workers recover, delivering industry-leading return-to-work outcomes for both workers and employers.
