Superannuation

A trusted superannuation claims handling partner

Since 2015, EML has partnered with some of Australia’s leading superannuation funds, trustees and administrators to manage both insured and uninsured claims.

Our deep understanding of income protection (IP), total and permanent disability (TPD), and death benefit claims enables us to design and implement tailored claims management solutions. 

Our strong, long-standing relationships highlight the success of our approach. By leveraging our experience and expertise, EML continues to enhance its reputation as a trusted industry partner. From managing complex income protection, TPD claims and death claims to exceeding industry benchmarks for timeliness and decision-making accuracy, EML’s proven track record highlights our commitment to excellence. 

Whether it’s supporting trustees, engaging members, or ensuring compliance with regulatory standards, EML continues to drive better outcomes for members and achieve significant financial savings for insurers.

The EML difference

Our services

Offering solutions to all aspects of Superannuation claims management

In working with EML, our partners gain access to a trusted, experienced provider with the capabilities to enhance claims outcomes and improve the member experience.

Integrated claims management

We specialise in delivering customised solutions for both insured and uninsured claims that integrate seamlessly with the operating model of our partners.

  • Seamless integration: We act as a trusted extension of our partners business, working in a white labelled capacity and assuming your brand and values. 
  • A co-designed operating model: We align with the strategic goals and objectives, embedding processes into business rules and governance frameworks.
Portfolio remediation

We offer solutions of claim portfolios, depending on need and liabilities. We can provide end to end claims management support, or tailor solutions to address trends or performance risks within portfolios. Our responsibilities include all core claim determination functions, comprehensive claims assessment services for TPD, terminal illness, and death claims.

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Trustee delegation

We can act as the trustee delegate, providing comprehensive claims assessment services for TPD, terminal illness, and death claims.

  • Dedicated expertise: Claims are managed onsite by an experience team, supported by specialists.
  • Performance tracking: We provide reporting and SLA dashboards to track performance, trends, and compliance.
Outsourced claims management

We have proven experience in managing a range of claim types. Commonly, we provide an outsourced claims service for sensitive claims for superannuation funds, offering outsourced claims management for income protection and TPD claims for superannuation staff and family members.

  • Confidentiality: Claims which are sensitive are removed from the standard operating process for the fund, ensuring confidentiality on sensitive information.
  • Specialist approach: Partners benefit from our specialist approach. Our performance consistently exceeds industry benchmarks in claims determination, dispute resolution and member payments.

Download our service offering

Get in touch

To learn more about our offering to Superannuation Funds, Administrators and Trustees, contact one of our team:  

Dan Walton

Group Executive, Strategy & Growth
d.walton@eml.com.au

Cass Wild

General Manager, Strategy & Partnerships
c.wild@eml.com.au

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