Compulsory third party (CTP)

Supporting recovery from motor vehicle accidents

As a provider of specialist of personal injury claims management support, we have been helping people get their lives back following a motor vehicle accident since 2019. Our team of 70 specialists across the nation provide their expertise to people who are at their most vulnerable following one of life’s most unexpected events.

Our solutions are tailored to support some of the country’s largest compulsory third party (CTP) insurers. We connect our specialist services to deliver industry leading return to work outcomes, offering flexibility for short term or long term partnership needs.

Light blue square shape on a colored background.
Simple blue icon representing a generic concept.

Offering tailored solutions for CTP claims

Experiencing a motor vehicle accident is one of life’s biggest unexpected events. Our agile and empathetic claims model is designed to support claimants in their recovery, operating with transparency, clarity, and care. We tailor our solutions to our partners needs, offering claims and technological support to achieve outcomes for claimants.

Three professionals discussing ideas at a workspace.
Two people discussing in an office setting.

By applying our Quality Management Framework (QMF) we can identify opportunities for operational and performance improvements for our Insurer partners.

Read less Read more
Two professionals discussing ideas with sticky notes.

We offer bespoke and co-designed claims models to our partners. Our specialist claims management knowledge can integrate into operating models to drive outcomes.

Read less Read more
Two women working in a modern office.

A better service, better outcomes

As the largest manager of personal injury claims in Australia we achieve faster recovery, independence and return to work outcomes all whilst maintaining high claimant satisfaction scores.

Read less Read more
Smiling woman in office meeting with colleagues.

Fundamental to delivering a high-quality, personalised claims experience, our caseload targets are carefully managed. Lower caseloads ensure greater attention is provided on each claim enabling a proactive and supportive approach.

Read less Read more

Our services

Helping CTP Insurers focus on people

White labelled claims management services

With an established partnership with one of Australia’s largest CTP Insurers, we provide end to end claims management as a white-labelled service for over 1000 injured motorist claims. Over our six-year partnership, EML have met, or exceeded all customer and regulatory compliance requirements and delivered leading return to work and claim costs results compared to industry performance.

Third party specialist support

We also have demonstrated capability to provide support to Insurers who require specialist expertise, claim backlog resource management or workflow management assistance. We have provided specialist claims management support, advice, and recommendations to CTP Insurers to assist with operational and performance improvements across claim processes, liability levers and provider management strategies.

News & Community

Latest news

70,000 in-person visits to support recovery!

Our SA mobile claims team has reached a major milestone – 70,000...
EML IfNSW 20 Years Supporting the NSW TMF and Emergency Services

Partnering with TMF and emergency services in workers compensation for 20 years

In 2025 we recognise a significant milestone for our Insurance for NSW...

Mutual Benefits Program Annual Report Release

We’re proud to launch the FY25 Mutual Benefits Annual Report - highlighting...

New Psychological Health Regulations go live in Victoria

New psychological health regulations came into effect in Victoria on 1 December,...
Person smiling, wearing headphones at a computer.
Get in touch your way
Chat with our local claim experts - we're always here to help