EML Group is a partnership between Employers Mutual Limited ABN 67 000 006 486 (an Australian owned mutual) and ASWIG Management Pty Limited ABN 52 002 617 012. Products and services including workers compensation, general insurance and life insurance personal injury claims management are provided by different entities in the EML Group. Since 1910 these operations have been conducted jointly through subsidiaries and related body corporates of these entities.
In NSW, Employers Mutual NSW Limited ABN 52 003 201 885 is an appointed claims management provider for the Nominal Insurer (icare) and provides case management services for certain NSW government agencies (Insurance for NSW). In Victoria, EML VIC Pty Limited ABN 93 606 104 910 is an authorised claims services provider for Worksafe Victoria. In South Australia, Employers Mutual SA Pty Limited ABN 48 145 330 543 is an appointed claims agent for the ReturntoWorkSA. In the ACT, EML is an appointed claims services provider for the ACT government and other self-insured entities under the Comcare scheme.