Specialist Services

Workers compensation
Workplace accidents do happen. And when they do it’s nice to know you have an experienced team supporting you every step of the way.
Self-Insurance
EML’s self-insurance solutions aim to ease the burden of administration, letting our customers focus on their core business; while we manage claims, reduce claims costs and improve liability outcomes.
Life insurance management
EML delivers end-to-end claims management services tailored to meet the challenges of Life insurance organisations today.
Consultancy Services
EML has a range of services to assist employers to manage their workplace risks and minimise workers compensation costs.
Government
EML helps government employees get their lives back after workplace injuries.
People Resourcing
Providing expert claims management resources for your organisation
Hospitality Employers Mutual Limited
Hospitality Employers Mutual Limited (Hospitality) supports over 1600 accommodation hotels, pubs and clubs in NSW, providing industry specific workers compensation insurance through two brands – Hotel Employers Mutual (HEM) and Club Employers Mutual (CEM).